1. Acceptance of Terms
By accessing and using capitalrootsfinance.com, operated by Capital Roots Finance located at 1242 58th Ave, Sacramento, CA 95831, USA, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.
2. Scope of Financial & Advisory Information
Content published on this website—including articles in our Latest Blog, interactive loan repayment calculators, and descriptions of our Personal Loan, Credit Loan, Mortgage Loan, Wealth and Investment Planning, Tax Advisory, and Insurance Services—is provided for general informational and educational purposes. Submitting an inquiry form or using an online estimator does not constitute a binding loan commitment, formal credit approval, or executed fiduciary engagement until a written client agreement or loan contract is signed by both parties.
3. Lending & Underwriting Disclosures
All loan programs (Personal Loan, Credit Loan, and Mortgage Loan) are subject to formal credit approval, income verification, debt-to-income underwriting, and collateral appraisal where applicable. Interest rates, Annual Percentage Rates (APR), and repayment terms vary based on applicant qualifications, credit history, and prevailing market conditions.
4. User Responsibilities & Accuracy of Submissions
When completing our Contact Us form, consultation requests, or newsletter forms, you agree to provide truthful, accurate, and current information. You may not use this website for any unlawful, fraudulent, or unauthorized commercial purpose.
5. Intellectual Property Rights
All text, graphics, visual illustrations, logos, and design elements on capitalrootsfinance.com are the exclusive property of Capital Roots Finance and are protected by United States copyright and trademark laws.
6. Limitation of Liability
To the fullest extent permitted by applicable law, Capital Roots Finance shall not be liable for any indirect, incidental, or consequential damages arising out of your reliance on general educational content on this website prior to entering into a formal written advisory or lending agreement.
7. Governing Law & Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of the State of California and the United States of America, without regard to conflict-of-law principles. Any dispute arising under these terms shall be resolved in the appropriate state or federal courts located in Sacramento County, California.
8. Contact Information
For questions regarding these Terms and Conditions, please contact Capital Roots Finance at:
Address: 1242 58th Ave, Sacramento, CA 95831, USA
Phone: +1 916-422-6920
Email: contact@capitalrootsfinance.com